The Real Cost of Boating: 2026 Case Study

THE FLEET

2026 Membership Program

Is it finally time to buy your own 32' cruiser?

Before you visit the boat show, look at the numbers. Based on our 2026 NY Metro Cost of Ownership Case Study, owning a premium boat is a massive financial commitment. We've crunched the data to show you the "real" cost of ownership versus the freedom of membership.

The Total Annual Outlay

Ownership costs in the NY/CT Metro area are heavily weighted by high slip fees, winterization, and maintenance. Most buyers look at the monthly payment, but the "hidden" operational costs add up fast.

Select a Scenario

*Data based on 2026 market rates for marinas in Jersey City, Western LI, and Westchester.

The "Price Per Hour" Epiphany

The average boat owner in the Northeast gets approximately 50 hours of use per season. When you divide the total annual cost by those hours, the "true" cost is staggering compared to The Fleet.

Used Ownership

$1,033/hr

New Ownership

$1,220/hr

Fleet Membership

~$360/hr

~70% Savings

Choose Your Helm: 2026 Tiers

We've designed four tiers to fit your lifestyle. Whether you need a consistent weekend escape or the ultimate yachting season, the math works in your favor.

Officer

Entry Level

Commander

Balanced Access

Captain

Weekend Focus

Admiral

Ultimate Access

Admiral

$26,280 / season

Total Hours

74 Hrs

Hourly Rate

$355/hr

Included Time & Perks

*All tiers include fuel, cleaning, and professional captain.

Fleet Membership vs. Boat Clubs

Why choose The Fleet over a standard boat club? The difference is in the class of vessel and the service model. We are "Private Yachting," they are "DIY Rental."

Feature Traditional Boat Club Fleet Membership
Vessel Class 21' - 25' Bowriders 32' Premium Cruisers (Whaler/Formula)
Operator Self-Captain (You drive & dock) Professional Captain Included
Fuel Costs Member Pays ($2,500+/yr est.) Included ($0)
Prep & Cleaning DIY (Check-in/out process) Turn-key (Walk on / Walk off)
Availability High volume / Lottery system Priority Guaranteed Access
Amenities Basic seating Full Head, Cabin, AC, Premium Audio

The "Owner's Tax" vs. Fleet Freedom

Don't buy the boat. Buy the summer.

Secure your 2026 membership today and spend your summer on the water, not in the boatyard. Memberships are limited on a first-come, first-served basis.

Contact for Consultation

Captain Matt

(475) 666-0696