The Real Cost of Boating: 2026 Case Study

THE FLEET

2026 Membership Program

Is it finally time to buy your own 32' cruiser?

Before you visit the boat show, look at the numbers. Based on our 2026 NY Metro Cost of Ownership Case Study, owning a premium boat is a massive financial commitment. We've crunched the data to show you the "real" cost of ownership versus the freedom of membership.

The Total Annual Outlay

Ownership costs in the NY/CT Metro area are heavily weighted by high slip fees, winterization, and maintenance. Most buyers look at the monthly payment, but the "hidden" operational costs add up fast.

Select a Scenario

*Data based on 2026 market rates for marinas in Jersey City, Western LI, and Westchester.

The "Price Per Hour" Epiphany

The average boat owner in the Northeast gets approximately 50 hours of use per season. When you divide the total annual cost by those hours, the "true" cost is staggering compared to The Fleet.

Used Ownership

$1,033/hr

New Ownership

$1,220/hr

Fleet Membership

~$360/hr

~70% Savings

Choose Your Helm: 2026 Tiers

We've designed four tiers to fit your lifestyle. Whether you need a consistent weekend escape or the ultimate yachting season, the math works in your favor.

Officer

Entry Level

Commander

Balanced Access

Captain

Weekend Focus

Admiral

Ultimate Access

Admiral

$26,280 / season

Total Hours

74 Hrs

Hourly Rate

$355/hr

Included Time & Perks

*All tiers include fuel, cleaning, and professional captain.

Fleet Membership vs. Boat Clubs

Why choose The Fleet over a standard boat club? The difference is in the class of vessel and the service model. We are "Private Yachting," they are "DIY Rental."

Feature Traditional Boat Club Fleet Membership
Vessel Class 21' - 25' Bowriders 32' Premium Cruisers (Whaler/Formula)
Operator Self-Captain (You drive & dock) Professional Captain Included
Fuel Costs Member Pays ($2,500+/yr est.) Included ($0)
Prep & Cleaning DIY (Check-in/out process) Turn-key (Walk on / Walk off)
Availability High volume / Lottery system Priority Guaranteed Access
Amenities Basic seating Full Head, Cabin, AC, Premium Audio

The "Owner's Tax" vs. Fleet Freedom

Don't buy the boat. Buy the summer.

Secure your 2026 membership today and spend your summer on the water, not in the boatyard. Memberships are limited on a first-come, first-served basis.

Contact for Consultation

Captain Matt

(475) 666-0696

Welcome Aboard!

At Compass Charters, we take pride in being Fairfield County’s top-rated private boat charter service, operating with integrity, professionalism, and an unwavering commitment to delivering exceptional customer experiences. From Norwalk, CT, and beyond, we provide seamless, full-service charters helmed by certified, highly skilled USCG captains.

Your Journey, Your Way

Create unforgettable memories with friends and family as you embark on a relaxing day on Long Island Sound. Breathe in the refreshing salt air, soak up the sunshine, and enjoy the comfort of our premium vessels. Bring along your favorite snacks and beverages, and we’ll handle the rest.

Personalized Convenience

Standard trips begin and end in Norwalk, CT, but we’re happy to accommodate custom pickup and drop-off locations to suit your needs. Every charter includes complimentary ice, bottled water, and non-alcoholic seltzer for your convenience. Whether you’re planning a relaxing day on the water, celebrating a special occasion, or exploring the scenic coastal beauty of Fairfield County, our team is here to ensure a flawless experience.

We frequently cruise through destinations like Westport, Stamford, Rowayton, Fairfield, Southport, and Greenwich. Let us help you craft a custom itinerary for your perfect day on the water!

Stress-Free Boating Services

In addition to charters, Captain Matt and our team of experienced captains offer private captain services, boat training, and delivery options. Whether you want to focus on entertaining guests aboard your own vessel or need professional assistance for safe navigation, we’re here to provide expert guidance and peace of mind.

Experience Excellence on the Water

At Compass Charters, your satisfaction and safety are our priorities. With our professional crew, personalized service, and commitment to excellence, we look forward to making your time on the water truly extraordinary.

Book your charter today and let us turn your vision into reality—we can’t wait to welcome you aboard!

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Monday, January 26th, 2026 at 3:00pm
Sunday, January 11th, 2026 at 3:30pm
Saturday, January 3rd, 2026 at 4:32pm
Tuesday, December 23rd, 2025 at 12:37pm
Tuesday, December 16th, 2025 at 12:27pm
Monday, December 1st, 2025 at 1:01am

Private Boat Charter Options

Sunset Cruise

Take a slow 2 hour cruise around the many islands outside of Norwalk Harbor.  Be prepared for a picturesque sunset sure to make it to your Instagram!

3 – 8 Hour Charter

You pick the amount of time you want to spend on the water.  Relax onboard. Snacks and beverages always enhance the experience!

Private Lighthouse Tour

Enjoy a discounted private early morning private lighthouse tour of Norwalk’s 3 lighthouses.  Bring a camera and binoculars.

We also have special event charters such as Fourth of July Fireworks by Boat, Girls Night Out and Full Moon Sunset Cruises from Norwalk, Stamford, Westport and Rowayton.  Please visit our Boat Charters page to learn more.

Looking for the perfect gift to give?  How about an gift card that can be used any time!

Looking for something unique?  Consult with us on a custom itinerary to make the most of your day on the water!

Vineyard Trips to Long Island
Golf Outings to Long Island
Brewery Trips
Citi Field
Statue of Liberty

Set Sail for Unforgettable Memories!

We Provide the Boat & Captain, You Bring the Fun!